By law, Colorado drivers are mandated to have some level of insurance. Coverage will allow you to take care of both you and 3rd party injuries when you are involved in an accident while also helping you cover property damage costs when emergencies arise. Clients Choice Insurance details various auto insurance policies that drivers within the state can get.
Liability insurance is a compulsory policy that offers protection to 3rd parties for injuries sustained during an accident. It will help you cater to other parties' medical expenses. The policy also covers damage to other parties' vehicles and property when you are found at fault.
Medical Payments Coverage
Medical payment coverage takes care of your medical bills when you receive bodily harm during an accident. Your passengers are also covered by this policy, allowing them to get compensation for their treatment costs.
Collision coverage protects you when your vehicle gets involved in an impact accident. This can include collisions with other vehicles or objects you hit during your drives, such as poles and walls.
Comprehensive coverage takes care of non-impact accidents, with the policy ensuring that you take care of your repair and replacement costs. Examples of such accidents can arise from fire damage, theft, hail, and vandalism.
If an underinsured motorist damages your vehicle, you will likely cover the costs of vehicle repair and damage due to insufficient policy coverage by such drivers. Underinsured coverage eliminates such scenarios and will help you offset such balances when other motorists' coverage gets exhausted.
Uninsured coverage acts as a solution when you get into an accident with an uninsured motorist. It will help you cover your vehicle repair costs and replacement costs as needed.
Whether you are looking for extra coverage or need to get on the right side of the law, Clients Choice Insurance will help you get the appropriate policy. Call us today for auto insurance within Colorado.